Contractors All Risk Policy

Contractors All Risk Insurance provides an "All Risks" cover i.e. every hazard is covered which is not specifically excluded.  This means that any sudden and unforeseen loss or damage occurring during the period of insurance to the property insured on the construction site will be indemnified.

CAR Policy cover the following perils (subject to specific exclusions) :

a)   Fire and Lightning.
b)   Accidental damage during construction e.g. due to dropping or falling or defective workmanship and material,
      lack of skill, negligence, malicious act or human error.
c)   Water damage, Flood, Storm, Tempest, Inundation, Earthquake.
d)   Collapse, Collision, Impact.
e)   Theft & Burglary, Malicious Damage.
f)   Subsidence, Landslide, Rockslide.
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